Terms and conditions of Access to the Website 2022

Please read carefully the following terms and conditions of access, which apply to all persons who view this page. The terms and conditions may be altered or updated. You should read them in full each time you visit the website.

References in these terms and conditions of access to “OSBG” shall be deemed to be references to OSB GROUP PLC and each of its respective subsidiaries and affiliates.

By clicking "I agree to the terms and conditions of use" in this box, by accessing this website and the information contained herein, you agree to be bound by the terms and conditions below, you acknowledge that this website contains confidential information, and agree that the use of the materials and information contained on this website for any purpose other than as described herein, or as otherwise permitted in writing by OSBG, is strictly prohibited.

The material and information placed on this website by OSBG is being made available to you for information purposes only and does not constitute an invitation or recommendation to invest or otherwise deal in, or an offer to sell or the solicitation of an offer to buy or subscribe for, any securities referred to in any information contained on the website (the “Securities”). This website does not create any legally binding obligations on the part of OSBG, nor does it constitute an offer or the solicitation of an offer for the purchase or sale of any Securities or a recommendation to enter into any transaction. This website does not purport to provide any financial, investment, accounting, tax, regulatory or legal advice or recommendation. For further information concerning the Securities, please consult with an investment advisor or broker. You will use this website solely for your internal use and in accordance with these terms and conditions. You will treat the confidential information as private and confidential and will ensure that the information is protected with effective security measures and with the degree of care in each case that you would apply to your own confidential information.

The information and material placed on this website may not be forwarded or distributed by, or on behalf of, you to any other person and may not be reproduced by, or on behalf of, you in any manner whatsoever. Any forwarding, distribution or reproduction by, or on behalf of, you of any information in whole or in part is unauthorised.

If you do not agree to these terms and conditions, please click the "I decline" button below and you will not be permitted to access the website nor any of the information contained herein.

Restrictions on access to certain persons

By accessing this website, you are deemed to confirm and acknowledge that:

(a) the materials on this website are not directed at, and may not be viewed by or distributed or otherwise made available to:

(i) persons located or resident in the United States, its possessions or territories or persons who are U.S. persons (as defined in Regulation S under the Securities Act of 1933, as amended (the "Securities Act")) , nor persons acting for the account or benefit of a U.S. person; or

(ii) persons in the United Kingdom except for persons who (i) have professional experience in matters relating to investments falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 as amended (the "Order"), (ii) are persons falling within article 49(2) (a) to (d) of the Order, or (iii) are otherwise persons to whom an invitation or inducement to engage in investment activity (within the meaning of section 21 of the Financial Services and Markets Act 2000) in connection with the issue or sale of any Securities may otherwise lawfully be communicated or caused to be communicated; or

(iii) persons in any Member State of the European Economic Area (“EEA”) (other than the United Kingdom) except for persons who are "qualified investors" within the meaning of Article 2(1)(e) of the Prospectus Directive (2003/71/EC) as amended (the “Prospectus Directive”); or

(iv) any retail investor in the EEA. For these purposes, a retail investor means a person who is one (or more) of: (i) a retail client as defined in point (11) of Article 4(1) of Directive 2014/65/EU (“MiFID II”); (ii) a customer within the meaning of Directive 2002/92/EC (as amended, the "Insurance Mediation Directive"), where that customer would not qualify as a professional client as defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in the Prospectus Directive; or

(v) any retail customer in the UK. For these purposes, a retail investor means a person who is one (or more) of: (i) a retail client, as defined in point (8) of Article 2 of Regulation (EU) No 2017/565 as it forms part of domestic law of the United Kingdom by virtue of the European Union (Withdrawal) Act 2018 (as amended by the European Union (Withdrawal Agreement) Act 2020) as amended, varied, superseded or substituted from time to time (“EUWA”); or (ii) a customer within the meaning of the provisions of the Financial Services and Markets Act 2000 (“FSMA”) and any rules or regulations made under the FSMA to implement Directive (EU) 2016/97, where that customer would not qualify as a professional client, as defined in point (8) of Article 2(1) of Regulation (EU) No 600/2014 as it forms part of domestic law of the United Kingdom by virtue of the EUWA; or (iii) not a qualified investor as defined in Article 2 of Regulation (EU) 2017/1129 as it forms part of domestic law of the United Kingdom by virtue of the EUWA; or

(vi) any other persons who are not persons to whom the materials may be otherwise lawfully communicated under the laws of any other jurisdiction;

(b) you are (and any person for whom, or on whose behalf, you are acting is) a person to whom the materials on the website may be lawfully communicated under the laws of all applicable jurisdictions and are not subject to any legal requirements that prohibit or restrict you (or such person) from viewing such materials;

(c) you will not offer or sell any Securities, or distribute, transmit or otherwise disseminate any materials or information contained on this website, other than to persons to whom such offer or sale can lawfully be made or, as the case may be, to whom such materials and/or information can be lawfully distributed under all applicable laws; and

(d) you have complied and will comply with all applicable provisions of FSMA with respect to anything done by you in relation to any Securities in, from or otherwise involving the United Kingdom.

No key information document required by Regulation (EU) No. 1286/2014, as amended (the “EU PRIIPs Regulation”) or Regulation (EU) No. 1286/2014 as it forms part of domestic law by virtue of the EUWA (the “UK PRIIPs Regulation”) for offering or selling the Securities or otherwise making them available to retail investors in the EEA or the UK has been prepared and therefore offering or selling the Securities or otherwise making them available to any retail investor in the EEA or the UK may be unlawful under the EU PRIIPs Regulation or the UK PRIIPS Regulation, respectively.

Investment considerations

The materials included on this website are historical in nature and only current as of the date of the materials. Prospective investors must remember that past results do not predict future performance. OSBG is not acting as a financial advisor or in any other fiduciary capacity with respect to this website and the information contained herein. Prospective investors should also consult their own financial and legal advisors about risks associated with investment in a particular issue of Securities and the suitability of investing in the Securities in light of their particular circumstances. Except for information that is required to be maintained from time to time by OSBG pursuant to the terms of the Securities neither OSBG nor any other party has any duty to maintain or update any material on this website and no representation or warranty, express or implied, is or will be made in relation to, the accuracy or completeness of the information.

Certain materials placed on this website contain legends, limitations, qualifications or other restrictions relating to the nature or use of such material. Any such legends, limitations, qualifications or restrictions continue to apply notwithstanding that the materials have been placed on the website.

Limitation of liability and remedies

The information set forth on this website has been electronically converted from the magnetic media format from which the original version of such document was printed. Whilst OSBG has taken all reasonable steps to ensure that the information contained on the website is accurate as of the date stated, OSBG excludes to the full extent permitted under applicable law any warranties, undertakings or representations that the information contained on the website is accurate, current or complete. The information is not tailored for any particular investor or any other recipient and does not constitute investment advice and in no event shall OSBG be liable to you or any third party for any direct, indirect, consequential or other losses or damages of any kind, or any damages whatsoever, on any theory of liability arising out of or in connection with the use of any information set forth on this website (but this is without prejudice to the rights of an investor in the Securities in the event of a breach by OSBG of the terms of issue of the Securities). Any information sourced from third parties ("Third Party Materials") made available on this website, does not imply any endorsement by OSBG for the opinions, ideas, products, information or services offered therein regarding the content of any Third Party Materials.

Legal considerations

The distribution material on this website may be restricted by local law or regulation in certain jurisdictions other than the United Kingdom, and failure to comply with such restrictions may constitute a violation of the laws of any such other jurisdiction. Persons accessing this website are required to inform themselves about and observe such restrictions and agree that they have not made and will not make any offer of Securities referred to on the website other than in accordance with applicable law and regulation.

Persons accessing this website are deemed to represent that they are not accessing this website from inside the United States and that they are not a U.S. person.

Governing law and jurisdiction

These terms of access and any non-contractual obligations arising out of or in connection with them will be governed by, and construed in accordance with, the laws of England and Wales. The English courts will have exclusive jurisdiction to settle any disputes which may arise in connection with the terms of access or any non- contractual obligations arising out of or in connection with the terms of access.