About us

OSB Group is a leading specialist mortgage lender, primarily focused on carefully selected sub-segments of the mortgage market such as Buy-to-Let, Residential (including Help to Buy and shared ownership), complex commercial and semi-commercial, development finance, bridging and asset finance.

The Group’s lending business is supported by retail savings through Kent Reliance and Charter Savings Bank.


What we do and our brands

Select a service below to find out what brands support that service

Our history from the begining

  1. 1986

    Kent Reliance Building Society established, incorporating Chatham Reliance (1898), Dover District (1861), Herne Bay (1888), Kent and Canterbury (1847)

  2. 2002

    Jersey Home Loans business is created from a mortgage book acquired from Grindlays Bank

  3. 2004

    OSB India (then Easiprocess) becomes the first offshore subsidiary of Kent Reliance providing operational support

  4. 2008

    Charter Court Financial Services is founded by many of its current management team, with Ian Lonergan as CEO

    Exact Mortgage Experts launched in 2008

  5. 2010

    Precise Mortgages began lending and boarded its first special servicing portfolio for a major investment bank

  6. 2011

    Kent Reliance Building Society transferred its business to a new bank, OSB

    Precise Mortgages introduced bridging lending

  7. 2012

    Prestige Finance provider of secured loans, joins OSB

    OneSavings Bank Andy Golding becomes CEO of OneSavings Bank

    InterBay Commercial a commercial and buy to let mortgage lender joins OSB

  8. 2013

    Precise Mortgages introduced second charge lending

  9. 2014

    OneSavings Bank floated on the London Stock Market at 170p

    Heritable Development Finance joins OSB

  10. 2015

    Charter Savings Bank is launched - Banking licence awarded to CCFS

    OneSavings Bank entered the FTSE 250

  11. 2017

    InterBay Commercial - OSB introduces InterBay bridging

    Charter Court Financial Services floated on the London Stock Market at 230p

  12. 2018

    OneTeam - OSB launched mission, vision and values

    Charter Court Financial Services - entered the FTSE 250

    InterBay Asset Finance - is created under OSB

  13. 2019

    Combination proposal announced to combine to OneSavings Bank and Charter Court Financial Services

  14. 2020

    Charter Court Financial Services and OneSavings Bank become OSB Group