brand asset

Fixed income overview

The Group’s debt instruments support the optimisation of its capital structure and supplement funding provided by retail savings deposits, securitisations and Bank of England funding schemes.

Our current debt instruments are listed on the London Stock Exchange and further information can be found in this section.

Key ratios:*

CET 1

18.9%

Total capital

20.4%

Leverage ratio

8.8%

*As at 30 June 2022

The Group has the following credit ratings:

OSB Group PLC

Fitch as at 19 August 2022

Short term issuer rating

F3

Long term issuer rating

BBB-

Outlook

Stable

Moody’s as at 1 July 2022

Long term issuer rating

Baa3

Outlook

Positive


OneSavings Bank Plc

Fitch as at 19 August 2022

Short term issuer rating

F-3

Long term issuer rating

BBB-

Outlook

Stable

Moody’s as at 1 July 2022

Short term deposit rating

P-2

Long term deposit and issuer rating

Baa2

Outlook

Positive


Charter Court Financial Services Limited

Fitch as at 19 August 2022

Short term issuer rating

F3

Long term issuer rating

BBB-

Outlook

Stable

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