Debt investors

brand asset

The Group’s debt instruments support the optimisation of its capital structure and supplement funding provided by retail savings deposits, securitisations and Bank of England funding schemes.

Our current debt instruments are listed on the London Stock Exchange and further information can be found in this section.

Key ratios:*

CET 1

15.7%

Total capital

19.2%

Leverage ratio

7.5%

*As at 30 June 2023

The Group has the following credit ratings:

OSB Group PLC

Fitch as at 16 May 2023

Short term issuer rating

F3

Long term issuer rating

BBB

Outlook

Stable

Moody’s as at 28 September 2023

Long term issuer rating

Baa2

Outlook

Stable


OneSavings Bank Plc

Fitch as at 08 September 2023

Short term issuer rating

F2

Long term issuer rating

BBB+

Outlook

Stable

Moody’s as at 28 September 2023

Short term deposit rating

P-2

Long term deposit and issuer rating

Baa1

Outlook

Stable


Charter Court Financial Services Limited

Fitch as at 08 September 2023

Short term issuer rating

F2

Long term issuer rating

BBB+

Outlook

Stable

Documents for year…